35/ 100
Elevated

ZOPA BANK LIMITED

Active10627575|Private Limited Company|Est. 9 years ago|Updated 5 Apr 2026
Financial Health
73
Compliance & Legal
64
Governance & Structure
65
Network Risk
56
Operational Quality
53

ZOPA BANK LIMITED (10627575) is a private limited company registered in LONDON, incorporated in 2017. The company operates in the banks sector. Our database holds 43 signals from 13 official sources covering this company's filings, appointments, and regulatory records. The company's risk assessment is rated "elevated" with a score of 35/100, indicating areas that may warrant further investigation.

Key Facts

Status
Active
Company Type
Private Limited Company
Industry
Location
LONDON, E14 5GX
Incorporated
20 Feb 2017
Accounts Category
FULL
Next Accounts Due
30 Sept 2026
Next Statement Due
5 Mar 2027

About ZOPA BANK LIMITED

Zopa Bank Limited is an active private company incorporated in 2017, operating as a bank in London with a large board of 11 officers.

Company History

  • ZOPA FINANCIAL SERVICES LIMITEDChanged 17 Jan 2019

Directors (11)

View all
  • MJ
    MR JAIDEV JANARDANA
    Director since 31 Mar 2017
  • MR
    MR RICHARD FRANK GOULDING
    Director since 30 Jan 2018
  • MP
    MR PAUL ALEXANDER CUTTER
    Director since 30 Jan 2018
  • MG
    MS GAENOR BAGLEY
    Director since 13 Dec 2018
  • MV
    MS VICTORIA ELIZABETH MATTHEWS
    Secretary since 22 May 2020

Data Signals

View details
43
Total Signals
13
Data Sources
35/100
Risk Score

Standard data coverage across 13 sources. Risk score of 35 — multiple risk indicators present.

Financial
16
Compliance
10
ESG
7
Governance
4
Risk
3
Trade
2
corporate_structure
1

Industry Context

ZOPA BANK LIMITED is 1 of 246 banks companies in LONDON, out of 597 active companies in this sector nationally (826 including dissolved).

17.2 yrs
Sector avg. age
38.4%
Older than peers
0.5%
Sector dissolution
Company: 9 yearsSector avg: 17.2 yrs
Older than 38.4% of active companies in this sector

Director Network

The 10 directors of ZOPA BANK LIMITED are connected to 16 other companies.

Of these, 6 (38%) are dissolved or failed.

Note: At least one director has a high dissolution ratio (67% of their connected companies have failed).

Compliance & Trade

ICO Registered
LEI Registered
Exporter
Importer

Payment Practices

Period ending 31 Dec 2025
22 days
Avg. payment time
89%
Paid within 30 days
2%
Paid after 60 days

ZOPA BANK LIMITED pays invoices in an average of 22 days. 89% are paid within 30 days — a good payment track record.

Similar Companies

Frequently Asked Questions

What does ZOPA BANK LIMITED do?

Zopa Bank Limited is an active private company incorporated in 2017, operating as a bank in London with a large board of 11 officers..

Who are the directors of ZOPA BANK LIMITED?

Current directors include MR JAIDEV JANARDANA, MR RICHARD FRANK GOULDING, MR PAUL ALEXANDER CUTTER and 2 more.

Where is ZOPA BANK LIMITED registered?

ZOPA BANK LIMITED is registered in LONDON, United Kingdom.

What is the SIC code for ZOPA BANK LIMITED?

ZOPA BANK LIMITED operates under SIC code 64191 — Banks.

What is the risk score for ZOPA BANK LIMITED?

ZOPA BANK LIMITED has a risk score of 35 out of 100, classified as "Elevated". This score is calculated from 43 data signals across 13 government sources.

When are the next accounts due for ZOPA BANK LIMITED?

The next accounts for ZOPA BANK LIMITED are due on 30 Sept 2026.

Was ZOPA BANK LIMITED previously known by another name?

Yes, ZOPA BANK LIMITED was previously known as ZOPA FINANCIAL SERVICES LIMITED.

What is the banks sector like in the UK?

The dissolution rate for the banks sector in the UK is 0.5%. The average company age in this sector is 17.2 years.

Is ZOPA BANK LIMITED still trading?

ZOPA BANK LIMITED is currently listed as "Active" on Companies House, indicating it is still a registered company. An "Active" status means the company has not been dissolved, struck off, or entered into liquidation.

What type of company is ZOPA BANK LIMITED?

ZOPA BANK LIMITED is registered as a Private Limited Company, which is a company limited by shares whose shares are not offered to the general public. It is the most common type of UK company, offering limited liability to its shareholders.

How old is ZOPA BANK LIMITED?

ZOPA BANK LIMITED was incorporated on 20 Feb 2017, making it 9 years old. The company remains active and in good standing.

What industry does ZOPA BANK LIMITED operate in?

ZOPA BANK LIMITED is classified under SIC code 64191 (Banks). The Standard Industrial Classification system is used by the UK government to categorise businesses by their primary economic activity.

How much data is available on ZOPA BANK LIMITED?

We track 43 data signals from 13 official government sources for ZOPA BANK LIMITED.

Data verified: 5 Apr 2026 from 13 official sources · Data sourced from official UK government databases. Verify on Companies House.